Blog – All About Insurance

Homeowner needing insurance for building a new house

Why You Need Insurance for Building a New House

Most people don’t consider the need for insurance coverage during the construction of a new home and believe that their builder will cover any damages or losses during the process. But this isn’t always the case. What is a Builder’s Risk Policy? A builder’s risk policy is a type of homeowners insurance that protects the building […]

Teen driver using Jacksonville auto insurance

Car Safety Tips for Teen Drivers

Auto insurance premiumsv for teenage drivers are extraordinarily high. National Highway Traffic Safety Administration (NHTSA)’s Young Drivers Traffic Safety Facts data shows that 2,116 drivers aged 15 to 20 died in traffic crashes in 2021, an increase of 11 percent from 1,899 in 2020. Young drivers, while only comprising 5 percent of all licensed drivers in 2021, […]

Dock needing property coverage in Jacksonville, Florida

Jacksonville Insurance Agency Identifies Causes of Florida Insurance Premium Increases

As premiums for both home and auto insurance rise, and the rate that they have been increasing for Florida residents accelerates, there is a need for answers as to why this is happening and what the average Florida insurance buyer needs to know to help mitigate these costs. “Florida residents want to know why their insurance […]

Storm: One of the causes of high property coverage premiums in Florida

What Factors Cause Florida’s High Insurance Rates

What Factors Cause Florida’s High Insurance Rates By David Thompson, AAI, CPCU, CRIS Executive Summary In 2022, almost 1,200 people per day moved to Florida. They brought more vehicles here, drove more miles, and caused more accidents that resulted in more claims costs to insurers. They built more new houses that increased the “structure density” in […]

Insurance experts say knowledge is power

(Insurance) KNOWLEDGE is Power!

As insurance professionals, our job is to educate and guide our clients. We have always strived to share our knowledge and experience with all of our clients. We want you to be knowledgeable, so you can make an INFORMED decision when it comes to YOUR insurance.

Home with cash as a roof representing a home insurance free quote

Why the Florida insurance industry continues to experience major increases in home insurance premiums

Why Property Coverage Premiums Are Rising? There have been over 8 carriers shut down in the last 2 years and it has everything to do with the age of roofs and attorneys targeting those claims and applying their one-way fees which has led to over $1.5 BILLION in FLORIDA claims for EACH year since 2019. […]

Insurance 101 expert insurance services

BEWARE of Cheap Home Insurance

Beware of Cheap Premiums – Too Good to be True! This month, we are sharing coverage education, insight into industry trends and expectations, and explaining that cheaper is not always better when it comes to home insurance. While the information we share may seem alarming, we want you to know we are 100% in the […]

20th anniversary of insurance agency in Jacksonville FL

Happy 20th Anniversary!

A lot can happen in 20 years… 2002 feels both like it was just yesterday and also a lifetime ago. To give you a better sense of that, here are some things that happened in 2002: The first Spider-Man film staring Tobey Maguire was released in theaters. Lilo & Stitch made its debut. Kelly Clarkson […]

Family in front of home with St.Johns home insurance

Insurance St. Johns, Florida

    Insurance Coverage in St. Johns is Unique The 32259 area code as well as all of St Johns County is one of the fastest growing areas in Florida. In fact, it’s grown by over 22% since the year 2000. Many parts of this area are expected to grow even more in the years […]

Life insurance for customers insurance agency

How I Work With Clients on Life and Long Term Care Insurance

By: Benny Smith My clients work with me because they worry about how the financial risks caused by death, disability, taxes, retirement, and the costs of long term care will affect their families, business, investments, and other assets. We complete a comprehensive needs analysis with each client to determine his or her financial objectives and […]

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