Blog – All About Insurance
GEICO Selects Mizrahi and Garris for New Personal Auto Insurance Channel
The Mizrahi and Garris Insurance Agency proudly announces our new partnership with GEICO Insurance, a leading affordable and reliable insurance product provider. Mizrahi and Garris have been selected as one of only 100 agencies to be part of GEICO’s exclusive independent agency personal auto insurance channel in Florida. “Working with GEICO is a natural fit […]
What to Look for in Homeowner’s Insurance for Older Homes
Insuring older homes is more complicated than insuring newer homes because of factors like older building materials, outdated electrical systems, and the likelihood of numerous maintenance issues. When shopping for homeowner insurance for an older property, it’s crucial to be aware of specific coverages, potential risks, and policy limitations. Here’s a guide on what to […]
5 Categories of Repairs Covered by Home Insurance
Home insurance usually covers a wide range of home repairs, primarily those caused by accidents or unforeseen circumstances. The incident coverage varies according to the homeowner’s policy, and some repairs may not be covered under your plan. Always check with your local, licensed insurance expert for specific coverage details. The following is a list of the […]
11 Steps to Follow When Filing a Homeowner’s Insurance Claim
Catastrophe has hit your home, and damage has occurred. You need to file a homeowner’s claim. So what do you do next? 1 – Get Yourself and Your Family to Safety Most of the time, the event causing the damage is a severe instance such as a fire, flood, storm damage, or a robbery. The […]
6 Things You Need to Know About Florida Flood Insurance
The horrific damage from the record-breaking hurricane season of 2024 is still being calculated, and flooding has caused much of that damage. Most people understand flood insurance is essential if you live along a shoreline in a storm surge zone. Still, with Florida’s low sea level and the prolific occurrences of heavy rainfall, flood insurance […]
7 Types of Commercial Insurance Services for Small Businesses
All small businesses encounter risk when serving their customers. These risks differ depending on the services they provide and the industry they are in. Commercial insurance services encompass several coverage types; selecting the right combination is vital for complete protection. Key policies include: 1 – Property Insurance Property insurance is precisely what it sounds like. […]
9 Drawbacks of Using Online Insurance Quoting Systems
Online self-guided insurance quoting systems are convenient for general insurance services, and it’s no wonder they’re popular. However, when people use these systems, the carriers behind them usually default to their best rates. Cheap insurance rates are great, but these quotes typically don’t include insurance scoring, driving records, and other pertinent underwriting information that may […]
What to Look for in Homeowner Insurance for Vacation Homes
Homeowner insurance for a “standard” home has different coverage needs than those for vacation homes. Here are some key factors to consider when looking for homeowner insurance for a vacation home in Florida: Dwelling Coverage Dwelling coverage covers damage to the actual structure of your home from common perils like fire, theft, and weather events. This […]
5 Common Auto Insurance Myths and Their Realities
Auto insurance is a topic that has many myths and misconceptions surrounding it. Sometimes, the auto insurance industry’s language causes misunderstanding. Other times, the media creates misconceptions. These misconceptions about auto insurance may lead to making poor choices about your coverage. These are some of the most common auto insurance myths and their realities: Myth #1: Minimum […]
AM Best Special Report on the State of the Florida Insurance Market
In recent years, instability in the Florida insurance market has led many home insurers and reinsurers to pull out of Florida altogether. This has made getting homeowner’s insurance in Florida hard to get and expensive. The major cause is frivolous lawsuits caused by one-way attorney fees. The AM Best Special Report explains the current state of […]